Besides brushing and flossing, the American Dental Association recommends visiting a dentist regularly to keep your teeth and gums healthy. 35% of adults haven’t seen a dentist in the past year. Although people delay dental care for many reasons, the cost is a leading cause. If you have dental insurance, you don’t have to worry about a large bill. Paying your premiums is an investment in affordable dentistry. Your Anthem dentist in Hillsboro, Dr. Kalluri, will help you reach your oral health goals for minimal expense.
Dental insurance is designed to stop common oral health issues from occurring, like gum disease and cavities. Keeping teeth and gums healthy not only prevents tooth loss but also reduces the risk of needing costly treatment later. Anthem provides comprehensive dental plans for individuals and families to get the care they need for minimal out-of-pocket expenses. Although every plan differs, most policies include:
Paying your premiums allows you to visit your dentist every 6 months for a cleaning and checkup after a copayment. Research has found that $1 spent on prevention can save up to $50 on restorative and emergency fees.
If your dentist in Hillsboro finds a problem, you don’t have to wait to have it treated if money is tight. After meeting your deductible, your insurance can pay 80% of the expenses for common restorative procedures. You can use your annual allowance to rehabilitate your smile quickly.
Anthem recommends choosing a dentist in their network to make the most of your coverage at the time of services. They have pre-negotiated rates with preferred dental practices for specific treatments. However, you have the freedom to choose any dentist that accepts your insurance, even if they are out-of-network. You can still use your coverage, but you’ll have to pay the difference between your insurance’s allotted amount and the office’s fees. We are proud to accept both in-network and out-of-network patients.
Unfortunately, your dental insurance doesn’t last forever. Your benefits reset at the end of the year. Nothing will carry over and you won’t be reimbursed for your premiums or deductible. With less than 3% of Americans meeting their limits, you don’t want to throw money down the drain.
Dental insurance in Hillsboro can be confusing, but you don’t need to navigate your policy alone. Our dental hygienist, Heidi, is here to help. She has over 30 years of experience in the dental field, including permits for dental anesthetic and nitrous oxide. She also understands the ins and outs of dental insurance. Heidi will work on your behalf with Anthem to maximize your annual coverage. She will explain how your benefits are being used and your payment options if there’s any remaining balance.
If you’re ready to invest in a healthy smile, contact our office today to request your consultation.