If you’re interested in getting dental implants, it’s likely that the first question on your mind is whether or not they’re affordable for you, and what insurance benefits you can apply to the overall cost. The good news is that if you have insurance, it will help mitigate some of the cost of the procedure; however, you may be wondering whether you should use your medical or dental insurance benefits. Read on to learn whether medical insurance covers the cost of dental implants and ways you can save.
Can You Use Medical Insurance on Dental Implants?
Health insurance rarely if ever covers the cost of dental implants, and that’s mainly because it’s a procedure administered by dentists and is concerned with replacing missing teeth. However, there may be a couple of exceptions to this rule, like if you lost teeth due to a traumatic facial injury or accident, like a car wreck, or any other situations where getting dental implants may be deemed “medically necessary.” The best way to learn whether you can use your medical insurance benefits for this is to speak with your dentist.
Does Dental Insurance Cover Dental Implants?
If you have dental insurance, it’s likely that it will cover one or several parts of the dental implant process, but not all of it. Typically, dental insurance companies will allow benefits to be applied to the creation and restoration of the dental implants, but not the actual implant placement procedure itself. However, this is beginning to change among dental insurance providers, so it’s always a good idea to have your dental team submit a pre-benefits check to see what your benefits will cover.
Additionally, if you have an FSA or HSA account through your employer, you may be able to use these savings accounts to cover most or all of the cost of your dental implants, depending on how much money you have in them.
What are Some Other Ways to Make Dental Implants More Affordable?
If you’re still concerned about footing the bill to get dental implants in Hillsboro, don’t give up! There are several other ways you can finance your new and lifelike smile that are excellent for any budget. Your dental team will walk you through any potential financing options after your initial consultation, allowing you to choose the best payment method for your budget.
Although your medical insurance may not cover your dental implants, it’s likely that your dental insurance will! The best way to find out is to discuss your coverage with your dental team. They can also help you create a payment plan that best incorporates your budget, allowing you to more easily afford the cost of restoring your smile.
About the Author
Dr. Aarati Kalluri brings over two decades of experience and knowledge to Infinity Dental Care, helping inspire positivity and the upmost confidence in her patients. Having achieved her Master’s Degree in Prosthodontics, she’s also uniquely qualified to rebuild smiles and has an artistic eye for crafting lifelike replacement teeth. To learn more about the cost of dental implants, visit Infinity Dental Care’s website or call 503-352-5116.